What is the 10-year Treasury yield today?
4.84% on November 5, 2026, against 4.17% a year earlier (Federal Reserve H.15, constant maturity).
Treasury yields today: 10-year at 4.84%
Federal Reserve H.15, November 5, 2026 · 2-year 4.46%, 30-year 5.25%
3-month4.17%a year ago 3.96%
2-year4.46%a year ago 3.63%
10-year4.84%a year ago 4.17%
30-year5.25%a year ago 4.74%
10-year minus 2-year+0.38 ptsnormal curve
2-year and 10-year yields since 1976
Treasury yields by year
| Year | 3-month | 2-year | 10-year | 30-year |
|---|---|---|---|---|
| 2025 | 4.21% | 3.81% | 4.29% | 4.78% |
| 2024 | 5.18% | 4.37% | 4.21% | 4.41% |
| 2023 | 5.28% | 4.58% | 3.96% | 4.09% |
| 2022 | 2.08% | 2.98% | 2.95% | 3.11% |
| 2021 | 0.04% | 0.27% | 1.44% | 2.05% |
| 2020 | 0.37% | 0.40% | 0.89% | 1.56% |
| 2019 | 2.10% | 1.97% | 2.14% | 2.58% |
| 2018 | 1.97% | 2.53% | 2.91% | 3.11% |
| 2017 | 0.95% | 1.40% | 2.33% | 2.90% |
| 2016 | 0.32% | 0.84% | 1.84% | 2.60% |
| 2015 | 0.05% | 0.69% | 2.14% | 2.84% |
| 2014 | 0.03% | 0.46% | 2.54% | 3.34% |
| 2013 | 0.06% | 0.31% | 2.35% | 3.45% |
| 2012 | 0.09% | 0.28% | 1.80% | 2.92% |
| 2011 | 0.05% | 0.45% | 2.79% | 3.91% |
| 2010 | 0.14% | 0.70% | 3.21% | 4.25% |
| 2009 | 0.15% | 0.96% | 3.26% | 4.07% |
| 2008 | 1.39% | 2.00% | 3.67% | 4.28% |
| 2007 | 4.47% | 4.36% | 4.63% | 4.83% |
| 2006 | 4.85% | 4.81% | 4.79% | 4.87% |
| 2005 | 3.21% | 3.85% | 4.29% | 4.56% |
| 2004 | 1.39% | 2.38% | 4.27% | 5.13% |
| 2003 | 1.03% | 1.65% | 4.01% | 5.11% |
| 2002 | 1.63% | 2.64% | 4.61% | 5.44% |
| 2001 | 3.47% | 3.82% | 5.02% | 5.49% |
| 2000 | 6.00% | 6.25% | 6.03% | 5.94% |
| 1999 | 4.78% | 5.43% | 5.64% | 5.87% |
| 1998 | 4.91% | 5.13% | 5.26% | 5.58% |
| 1997 | 5.20% | 5.99% | 6.35% | 6.61% |
| 1996 | 5.14% | 5.84% | 6.44% | 6.70% |
| 1995 | 5.66% | 6.16% | 6.58% | 6.88% |
| 1994 | 4.37% | 5.94% | 7.08% | 7.37% |
| 1993 | 3.06% | 4.05% | 5.87% | 6.60% |
| 1992 | 3.52% | 4.77% | 7.01% | 7.67% |
| 1991 | 5.54% | 6.49% | 7.86% | 8.14% |
| 1990 | 7.74% | 8.16% | 8.55% | 8.61% |
| 1989 | 8.39% | 8.58% | 8.50% | 8.45% |
| 1988 | 6.88% | 8.10% | 8.85% | 8.96% |
| 1987 | 5.96% | 7.41% | 8.38% | 8.58% |
| 1986 | 6.16% | 6.87% | 7.68% | 7.80% |
| 1985 | 7.73% | 9.27% | 10.62% | 10.79% |
| 1984 | 9.90% | 11.65% | 12.44% | 12.39% |
| 1983 | 8.94% | 10.21% | 11.11% | 11.18% |
| 1982 | 11.10% | 12.80% | 13.00% | 12.76% |
| 1981 | — | 14.56% | 13.91% | 13.44% |
| 1980 | — | 11.77% | 11.46% | 11.30% |
| 1979 | — | 10.13% | 9.44% | 9.29% |
| 1978 | — | 8.34% | 8.41% | 8.48% |
| 1977 | — | 6.45% | 7.42% | — |
| 1976 | — | — | 7.61% | — |
| 1975 | — | — | 7.99% | — |
| 1974 | — | — | 7.56% | — |
| 1973 | — | — | 6.84% | — |
| 1972 | — | — | 6.21% | — |
| 1971 | — | — | 6.16% | — |
| 1970 | — | — | 7.35% | — |
| 1969 | — | — | 6.67% | — |
| 1968 | — | — | 5.65% | — |
| 1967 | — | — | 5.07% | — |
| 1966 | — | — | 4.92% | — |
| 1965 | — | — | 4.28% | — |
| 1964 | — | — | 4.19% | — |
| 1963 | — | — | 4.00% | — |
| 1962 | — | — | 3.95% | — |
| 1961 | — | — | 3.88% | — |
| 1960 | — | — | 4.12% | — |
| 1959 | — | — | 4.33% | — |
| 1958 | — | — | 3.32% | — |
| 1957 | — | — | 3.65% | — |
| 1956 | — | — | 3.18% | — |
| 1955 | — | — | 2.82% | — |
| 1954 | — | — | 2.40% | — |
Yearly averages of the monthly constant-maturity yields. Blank where a maturity was not published that year.
Source: Federal Reserve, H.15 Selected Interest Rates, data through November 5, 2026.
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Citation
insytesBI. (2026). Treasury yields today: 10-year at 4.84%. Data: Federal Reserve, H.15 Selected Interest Rates, November 5, 2026. https://www.insytesbi.com/economy/treasury-yields/Link
<a href="https://www.insytesbi.com/economy/treasury-yields/">Treasury yields today: 10-year at 4.84%</a>Frequently asked questions
Is the yield curve inverted?
No: the 10-year yields 0.38 points more than the 2-year (4.84% against 4.46%). It was last inverted, on monthly averages, in August 2024.
How do Treasury yields affect mortgage rates?
Fixed mortgage rates track the 10-year yield plus a margin. This week the 30-year mortgage average is 7.18%, 2.34 points above the 10-year yield.
What does a Treasury bill pay now?
A 3-month bill yields 4.17% a year, close to what money market funds and high-yield savings pay. Treasury interest is free of state and local income tax.