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Bank Statement Analyzer

Cash flow, spending, budget, P&L and taxes from any bank.

Bank Statement Converter

PDF or CSV to Excel, QuickBooks, Xero or Quicken.

Spreadsheets & forecasts

Trends, top sellers and a forecast.

835 Remittance Analyzer

835 ERA files to Excel, denials explained.

Type in your figures

Financial statements

P&L, balance sheet, cash flow and ratios.

Industry benchmarks

Margins and multiples, 94 industries.

Invoice & Quote Generator

Make a PDF invoice or quote.

Calculators

Value and inflation

Loans and investments

Profit and growth

Tax

Every tool, in more detail

Bank Statement Analyzer: Drop in one statement or a year of them (PDF, CSV, Excel or OFX): cash flow, where the money went, recurring charges, a budget, a profit and loss, and a Schedule C worksheet.
Bank Statement Converter: Turn a bank statement PDF, CSV or OFX into Excel, one clean CSV, a QuickBooks .QBO or QuickBooks Online CSV, a Xero bank statement CSV, a Quicken .QIF or a plain OFX file. The full analysis comes with it.
835 Remittance Analyzer: Turn 835 ERA files into a readable Excel workbook: every denial explained in plain English, what to do next, and what patients owe.
Spreadsheets & forecasts: Any spreadsheet, financial or not: trends, group comparisons, who still owes you, profit and a forecast that learns from every column.
Financial statements: Enter your figures once for a profit and loss, a balance sheet, a cash flow statement and the key ratios, as one PDF.
Invoice & Quote Generator: A clean, numbered invoice or quote with tax and totals as a PDF, and a quote turns into an invoice in one click.
Business Loan Calculator: Monthly payment, total interest and a full schedule, plus whether your income covers the payments (DSCR).
DSCR Calculator: Debt service coverage ratio from your income and loan payments, what a lender’s minimum leaves room for, and the largest loan that fits.
NPV & IRR Calculator: Is an investment worth it? Net present value, internal rate of return and payback from the money in and out.
Profit Margin & Markup: Margin and markup side by side, because they are not the same number.
EBITDA Calculator: EBITDA and EBITDA margin, from net income up or from revenue down.
Growth Rate (CAGR) Calculator: The steady yearly growth rate between two values: sales, revenue, an investment or anything else.
Sales Tax Calculator: Add tax to a price, or take it back out of a total, at any rate you enter.
Self-Employment Tax Calculator: Your 2026 self-employment tax and income tax on 1099 profit, worked out the way the return does it (brackets, standard deduction, QBI), and the safe-harbor amount to pay each quarter.
Business Valuation Calculator: Value a business from its revenue and EBITDA four ways: what small businesses actually sell for, public-company multiples for your industry, and a capitalized cash flow at your industry’s required return, using NYU Stern’s January 2026 data for 94 industries.
Depreciation Calculator (MACRS, Section 179): A year-by-year MACRS depreciation schedule from the IRS Publication 946 tables, with Section 179 and bonus depreciation at the 2026 limits and the Form 4562 lines filled in.
Inflation Calculator: What money from any month since January 1913 is worth today, from the official BLS consumer price index through the latest release, and a whole list of past amounts restated in today’s dollars.