U.S. economy today
The numbers behind your loan, paycheck and savings, at their latest release.
Unemployment rate4.1%October 2026, 4.4% in September 2025Jobs added+165,000October 2026, first estimateAverage hourly pay$38.00October 2026, up 3.1% in a yearInflation3.7%12 months to September 2026Fed funds rate3.75–4.00%target range since September 17, 2026Prime rate7.00%week to November 4, 202630-year mortgage7.18%Freddie Mac, week of November 5, 202610-year Treasury4.84%November 5, 2026Credit card rate22.36%accounts paying interest, August 2026Car loan, 60 months7.54%new car at banks, August 2026Personal loan, 24 months11.90%at banks, August 2026Social Security COLA3.6%paid from January 2027
Federal Reserve H.15, G.19 and FOMC, Bureau of Labor Statistics, Freddie Mac and the Social Security Administration. Federal Reserve data as of November 6, 2026; jobs and wages update with each monthly jobs report.